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THE RISK OF LOSS IN TRADING OVER THE COUNTER SPOT FOREIGN EXCHANGE (FOREX) CAN BE SUBSTANTIAL. YOU SHOULD THEREFORE CAREFULLY CONSIDER WHETHER SUCH TRADING IS SUITABLE FOR YOU IN LIGHT OF YOUR FINANCIAL CONDITION. THE HIGH DEGREE OF LEVERAGE THAT IS OFTEN OBTAINABLE IN FOREX TRADING CAN WORK AGAINST YOU AS WELL AS FOR YOU. THE USE OF LEVERAGE CAN LEAD TO LARGE LOSSES AS WELL AS GAINS. PAST RESULTS ARE NOT INDICATIVE OF FUTURE RESULTS. HYPOTHETICAL PERFORMANCE RESULTS HAVE MANY INHERENT LIMITATIONS, SOME OF WHICH ARE DESCRIBED BELOW. NO REPRESENTATION IS BEING MADE THAT ANY ACCOUNT WILL OR IS LIKELY TO ACHIEVE PROFITS OR LOSSES SIMILAR TO THOSE SHOWN. IN FACT, THERE ARE FREQUENTLY SHARP DIFFERENCES BETWEEN HYPOTHETICAL PERFORMANCE RESULTS AND THE ACTUAL RESULTS SUBSEQUENTLY ACHIEVED BY ANY PARTICULAR TRADING PROGRAM. ONE OF THE LIMITATIONS OF HYPOTHETICAL PERFORMANCE RESULTS IS THAT THEY ARE GENERALLY PREPARED WITH THE BENEFIT OF HINDSIGHT. Although the information provided to you by NEKSTREAM, INC. AND NCMFX, INC. is obtained or compiled from sources we believe to be reliable, NEKSTREAM, INC. AND NCMFX, INC. cannot and does not guarantee the accuracy, validity, timeliness, or completeness of any information or data made available to you for any particular purpose. Neither NEKSTREAM, INC. AND NCMFX, INC. , nor any of its affiliates, directors, officers, or employees, nor any third party vendor will be liable or have any responsibility of any kind for any loss or damage that you incur as a result of using any of the information or products that we introduced or sell to you, whether or not the circumstances giving rise to such cause may have been within the control of NEKSTREAM, INC. AND NCMFX, INC. or of any vendor providing software or service support. In no event will NEKSTREAM, INC. AND NCMFX, INC. or any such parties be liable to you for any direct, special, indirect, consequential, incidental damages or any other damages of any kind, even if NEKSTREAM, INC. AND NCMFX, INC. or any other party has been advised of the possibility thereof. The information in this package is provided "AS IS." NEKSTREAM, INC. AND NCMFX, INC. does not warrant the accuracy of the materials provided herein for any particular purpose and expressly disclaims any warranties or fitness for a particular purpose. NEKSTREAM, INC. AND NCMFX, INC. will not be responsible for any loss or damage that could result from any information made available to you via this site. NEKSTREAM, INC. AND NCMFX, INC. reserves the right to modify or terminate these terms, conditions, and services at any time without prior notification. All information provided to you by NEKSTREAM, INC. AND NCMFX, INC. is strictly for educational purposes and is not a solicitation to trade spot foreign exchange (FOREX), futures, options or securities. NEKSTREAM, INC. AND NCMFX, INC. strongly urges you to contact a qualified investment professional before making any financial decisions. The information in this disclaimer does not encompass all of the risks associated with trading or investing in spot foreign exchange (forex), securities, commodities and options. Please visit www.cftc.gov and www.nfa.futures.org to further learn about the risks. All purchases from NEKSTREAM, INC. AND NCMFX, INC. are final. There are no refunds available on any purchases under any circumstances. NEKSTREAM, INC. AND NCMFX, INC. reserves the right to change the content of any members are or any section of the website which is included in the package being purchased. Customer Service and customer support is not included with any purchases. NEKSTREAM, INC. AND NCMFX, INC. reserves the right to deny any service to any person at its sole discretion. Web Content and Materials The information on this Website is for educational purposes only. It is believed to be reliable, but NCMFX, INC. AND NEKSTREAM, INC.does not warrant its completeness, timeliness or accuracy. The information on the Website is not intended as an offer or solicitation of any security or any financial instrument and is for educational purposes only. The information and materials contained in this Website - and the terms and conditions of the access to and use of such information and materials - are subject to change without notice. Products and services described, as well as associated fees, charges, interest rates, and balance requirements may differ among geographic locations. Not all products and services are offered at all locations. You agree that (i) you will not engage in any activities related to the Website that are contrary to applicable law, regulation or the terms of any agreements you have with FX_AUTO and (ii) in circumstances where locations of the Website require identification for access, you will establish commercially reasonable security procedures and controls to limit access to your password or other identifying information to authorized individuals. NCMFX, INC. AND NEKSTREAM, INC.or its suppliers may discontinue or make changes in the information, products, or services described herein at any time without prior notice to you and without any liability to you. Any dated information is published as of its date only, and NCMFX, INC. AND NEKSTREAM, INC.does not undertake any obligation or responsibility to update or amend any such information. NCMFX, INC. AND NEKSTREAM, INC.reserves the right to terminate any or all Website information, offerings or transmissions without prior notice to the user. Furthermore, by offering this Website and information, products, or services via the Website, no distribution or solicitation is made by NCMFX, INC. AND NEKSTREAM, INC.to any person to use the Website or such information, products, or services in jurisdictions where the provision of the Website and such information, products, services is prohibited by law. Potential Disruption of Service Access to the Website may from time to time be unavailable, delayed, limited or slowed due to, among other things: - hardware failure, including among other things failures of computers (including your own computer), servers, networks, telecommunication lines and connections, and other electronic and mechanical equipment - software failure, including among other things, bugs, errors, viruses, configuration problems, incompatibility of systems, utilities or applications, the operation of firewalls or screening programs, unreadable codes, or irregularities within particular documents or other content; overload of system capacities; - damage caused by severe weather, earthquakes, wars, insurrection, riots, civil commotion, act of God, accident, fire, water damage, explosion, mechanical breakdown or natural disasters; - interruption (whether partial or total) of power supplies or other utility of service; - strike or other stoppage (whether partial or total) of labor; - governmental or regulatory restrictions, exchange rulings, court or tribunal orders or other human intervention or - any other cause (whether similar or dissimilar to any of the foregoing) whatsoever beyond the control of NCMFX, INC. and NEKSTREAM, INC. - If access to this Website is unavailable, delayed or limited, or if this Website does not operate quickly and efficiently, you may be unable to transmit your instructions for transactions and other matters, or such instructions may not be promptly executed or you may be unable to retrieve information on a timely basis. If your operations are dependent on such communications with NCMFX, INC. and NEKSTREAM, INC., and such communications are disrupted or delayed, you may suffer losses. LIMITATION OF LIABILITY BECAUSE OF THE POSSIBILITY OF HUMAN AND MECHANICAL ERROR AS WELL AS OTHER FACTORS, THE WEBSITE (INCLUDING ALL INFORMATION AND MATERIALS CONTAINED ON THE WEBSITE) IS PROVIDED "AS IS" "AS AVAILABLE." NCMFX, INC. AND NEKSTREAM, INC.AND THIRD PARTY DATA PROVIDERS ARE NOT PROVIDING ANY WARRANTIES AND REPRESENTATIONS REGARDING THE WEBSITE. NCMFX, INC. AND NEKSTREAM, INC.AND THIRD PARTY DATA PROVIDERS DISCLAIM ALL WARRANTIES AND REPRESENTATIONS OF ANY KIND WITH REGARD TO THE WEBSITE, INCLUDING ANY IMPLIED WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT OF THIRD PARTY RIGHTS, FREEDOM FROM VIRUSES OR OTHER HARMFUL CODE, OR FITNESS FOR A PARTICULAR PURPOSE. NCMFX, INC. AND NEKSTREAM, INC.AND THIRD PARTY DATA PROVIDERS DO NOT WARRANT THE ACCURACY, ADEQUACY, OR COMPLETENESS OF THE INFORMATION AND MATERIALS CONTAINED ON THE WEBSITE AND EXPRESSLY DISCLAIMS LIABILITY FOR ERRORS OR OMISSIONS IN THE MATERIALS AND INFORMATION. FURTHERMORE, NCMFX, INC. AND NEKSTREAM, INC.AND ITS AFFILIATES WILL NOT BE LIABLE FOR ANY DELAY, DIFFICULTY IN USE, COMPUTER VIRUSES, MALICIOUS CODE OR OTHER DEFECT IN THIS WEBSITE, ANY INCOMPATIBILITY BETWEEN THE WEBSITE AND THE USER'S FILES AND THE USER'S BROWSER OR OTHER SITE ACCESSING PROGRAM, OR ANY OTHER PROBLEMS EXPERIENCED BY THE USER DUE TO CAUSES BEYOND NCMFX, INC. AND NEKSTREAM, INC.AND ITS AFFILIATES' CONTROL. NO LICENSE TO THE USER IS IMPLIED IN THESE DISCLAIMERS. NOTHING HEREIN SHALL BE CONSTRUED AS LIMITING OR REDUCING FXDD RESPONSIBILITIES AND OBLIGATIONS TO CLIENTS IN ACCORDANCE WITH APPLICABLE LAWS AND REGULATIONS. UNDER NO CIRCUMSTANCES WILL NCMFX, INC. AND NEKSTREAM, INC.BE LIABLE FOR ANY LOST PROFITS, LOST OPPORTUNITY OR ANY INDIRECT, CONSEQUENTIAL, INCIDENTAL, SPECIAL, PUNITIVE, OR EXEMPLARY DAMAGES ARISING OUT OF ANY USE OF OR INABILITY TO USE THE WEBSITE OR ANY PORTION THEREOF, REGARDLESS OF WHETHER FXDD HAS BEEN APPRISED OF THE LIKELIHOOD OF SUCH DAMAGES OCCURRING AND REGARDLESS OF THE FORM OF ACTION, WHETHER IN CONTRACT, WARRANTY, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY, OR OTHERWISE. Governing Law In the event any of the terms or provisions of these Terms and Conditions shall be held to be unenforceable, the remaining terms and provisions shall be unimpaired and the unenforceable term or provision shall be replaced by such enforceable term or provision as comes closest to the intention underlying the unenforceable term or provision. By clicking below I confirm that I understand the risks and terms outlined above and I agree to waive any claims for damages and hold harmless NEKSTREAM, INC., NCMFX, INC. and their respective officers and employees from any liability resulting directly or indirectly from any products or services that I have directly or indirectly obtained or used from the foregoing entities. I agree to the terms and conditions

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